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November 13, 2017

The average American saves less than 5% of his or her disposable income. Many financial advisors say that isn’t enough to ensure a comfortable retirement. The personal saving rate, calculated by the federal Bureau of Economic Analysis, has hovered around 5% for the past few years. By the end of June, the rate had dippedRead the Rest »

November 6, 2017

Having a budget is a great start. But life will always throw you changes, and with those changes comes the need to revisit—and perhaps reallocate—your budget. Maybe you recently got a raise, moved to a more expensive apartment, or bought a pet. Any of these things would require a change in your monthly financial planning.Read the Rest »

October 30, 2017

More than 40% of U.S. adults struggle to make ends meet, according to a new report from the Consumer Financial Protection Bureau. It found that the financial well-being of U.S. adults varies widely, with savings being the best indicator of wellness, even more than education or income. Those who had means to deal with emergenciesRead the Rest »

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