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December 6, 2017

Giving to charity doesn’t require a lot of disposable income. If you want to make the world a better place, you can still contribute without cutting a big check…. View Full Post Giving to charity doesn’t require a lot of disposable income. If you want to make the world a better place, you can stillRead the Rest »

November 13, 2017

The average American saves less than 5% of his or her disposable income. Many financial advisors say that isn’t enough to ensure a comfortable retirement. The personal saving rate, calculated by the federal Bureau of Economic Analysis, has hovered around 5% for the past few years. By the end of June, the rate had dippedRead the Rest »

November 6, 2017

Having a budget is a great start. But life will always throw you changes, and with those changes comes the need to revisit—and perhaps reallocate—your budget. Maybe you recently got a raise, moved to a more expensive apartment, or bought a pet. Any of these things would require a change in your monthly financial planning.Read the Rest »

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