Category Archives: How can we help you?
January 10, 2013

Today is National Cut Your Energy Costs Day! Here are a bunch of ways to save on energy and their costs: Get a home energy audit every couple of years with your power company to find ways to cut costs. Check with your utility company for rebates whenever you install energy-saving equipment. Add more energy-efficientRead the Rest »

Mobile Deposit
January 9, 2013

It is hard for some of us to conceptualize the reality of not needing to step into a brick and mortar branch to do our banking. We like the lollipops and personal attention, but the ease and convenience of mobile banking continues to grow with small and large banks alike. For those of us thatRead the Rest »

December 17, 2012

The time has come to opening your teens first checking and savings account. This may be a difficult process not just for the teen but also for you. What can you do to be sure he or she makes the right decisions? How much control should you have over your child’s accounts and money? Often,Read the Rest »

December 10, 2012

Whether you live from one paycheck to the next or have a consistent supply of extra money, creating a household budget is an excellent way to monitor your spending. Below are some steps you can follow to create a comprehensive monthly budget for your family. 1. Take inventory of necessary expenses. Begin the budgeting processRead the Rest »

December 3, 2012

  Long-term vs. Emergency Savings Yes, it’s official. Having children not only often changes your choices in automobiles, vacation venues, the advisability of cream-colored furniture and acceptable dinner entrees — pizza notwithstanding — it can also influence the means by which you choose to save money. Despite the expenses of raising a family, saving moneyRead the Rest »

November 21, 2012

That was no turkey people saw entering the Belmont Savings Bank Monday afternoon, Nov. 20. In fact, that was Belmont Savings’ President and CEO Robert Mahoney wearing the over-sized turkey costume. But this was not a bank promotional gone bad or the long-time banker paying off a losing bet. For the second time in as many years,Read the Rest »

September 18, 2012

Nearly all home improvements add value to a home, but not all of them add equal value. Go for improvements that have a high return on investment and add functionality that your family really needs.  How am I going to pay for this? Before you commit to making improvements, look at your budget. If youRead the Rest »

September 12, 2012

  As parents, we try our best to pass on the life lessons we have learned and the knowledge we have acquired during our own lifetime. One of the best lessons we can pass on to our children is the ability to manage money. Knowing how to manage money starts with understanding the value ofRead the Rest »

September 1, 2012

According to a survey done by bridal site TheKnot, the average wedding costs a jaw-dropping $27,000. That’s quite a lot of cash. However, it’s important to consider that this has $40,000+ weddings skewing the average. Your, or your loved one’s, wedding can be magical without completely emptying your savings account. It’s all a matter of decidingRead the Rest »

August 20, 2012

When choosing a loan, the interest rate is one of the most important factors you will consider. There are two primary types of interest rates: variable and fixed. While fixed interest rates remain constant throughout the life of the loan, variable interest rates change over time. About Variable Interest Rates If you agree to a loanRead the Rest »