Category Archives: How can we help you?
October 23, 2017

Planning ahead is hard when you’re broke. But planning ahead may be the best way to stop being broke and start building a solid financial future. People who have a strategy tend to save more money and be financially healthier than those who don’t, studies have found. For example: Those who thought about retirement —Read the Rest »

October 16, 2017

The stress and excitement of buying a house has come and gone — it’s time to hang a welcome sign and call it home. But a new journey in budgeting begins once you’ve paid the closing costs and tipped the movers. Now it’s time to learn to budget as a homeowner. If you’re new toRead the Rest »

October 10, 2017

One of the most important decisions you’ll make when starting a business is choosing the right bank accounts. As an entrepreneur, you’ll want to make sure you don’t mix your personal finances with your business money: If your cash isn’t kept separate, it could be hard to meet IRS recordkeeping requirements, and that could leadRead the Rest »

Common Fraud Scams and How to Avoid Them
September 14, 2017

Hear what Bob Mahoney, President and CEO of Belmont Savings Bank, has to say about the Equifax Data Breach and what you should do to protect yourself. Helpful Links and Phone Numbers: Equifax website: www.equifaxsecurity2017.com Free Credit Report: www.annualcreditreport.com Experian Phone Number: 1-888-397-3742 TransUnion Phone Number: 1-888-909-8872 Equifax Phone Number: 1-800-349-9960 Watch more Mahoney MoneyRead the Rest »

August 21, 2017

Your adult child has finished school and is now starting a new life — at home. According to a Pew Research Center survey, over half of parents in the U.S. with adult children say they helped their adult kids financially in the previous year. Some of that help came in the form of letting theirRead the Rest »

August 14, 2017

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you’re considering whether buying is right for you. Do you have a good reason to buy? Sometimes switching from renting to buying is a no-brainer.  Maybe you live in a modern one-bedroom apartment inRead the Rest »

July 17, 2017

You created an emergency fund, and built it up so it covers three months of living expenses. You paid off your high-interest debt. You funnel 15% of your income to retirement. That’s good work. But, um — now what? Push yourself beyond basic savings goals by taking on these steps. Check your budget If you used aRead the Rest »

July 10, 2017

Whether you’re dreaming of an hour-long massage or lazy days lounging under the summer sun, you’ll want to budget wisely for your staycation. After all, you’ve worked hard for this well-deserved treat, and the last thing you want is for your savings account to plummet just when you’ve begun to relax. (Overspending can also tank your credit if youRead the Rest »

July 3, 2017

Summer’s almost here, and with it will come rising electric bills as you fight to keep your home cool and take refuge from the sweltering heat. Luckily, there are many ways to fight astronomical air conditioning costs — here are 11. Upgrade Your Windows If your home has old windows, they might not be energy efficient. YouRead the Rest »

June 26, 2017

More than 70 percent of college graduates began their career owing more than $37,000 in student loans in 2016. Considering this debt load and other living expenses that lead young adults to delay major life events like getting married or buying a home, it’s critical for new college graduates to focus on their financial futureRead the Rest »