Category Archives: How can we help you?
February 20, 2019

For recent college graduates, there is a lot to figure out. But one of the biggest adjustments they will face is their newfound financial freedom, which can be both exciting and challenging. The summer after graduation, then, is the perfect time for these recent grads to take some key steps to get their bearings whenRead the Rest »

February 13, 2019

If the stack of bills you receive every month causes you anxiety, you’re not alone. A survey conducted by the Consumer Financial Protection Bureau in 2016 showed that 43% of American struggle to pay their bills. The study went on to show that having a savings cushions strongly enhanced participants’ financial stability. Building your savingsRead the Rest »

February 7, 2019

It’s not easy to decide whether you should remodel your home or it makes more sense to move. But if you’re asking the question, chances are you’ll be better off making some kind of change. Maybe your home no longer fits your family’s needs, or perhaps it’s showing signs of age. A home renovation mightRead the Rest »

January 17, 2019

Belmont Savings Bank is committed to maintaining the privacy and security of all customers. We continuously work to ensure your information is protected and meets the highest security standards within our platforms. How you protect your information also matters. Here are a few important tips that can help safeguard your data. Reconcile your transactions. DoublecheckRead the Rest »

September 10, 2018

Getting a dog? Here are some ways to keep a leash on your spending. How much is that doggy in the window? More than you may think. New dog owners can expect to shell out $1,200 to $2,000 in the first year, and as much as $14,500 over their pup’s lifetime, according to the AmericanRead the Rest »

August 19, 2018

What is an emergency fund? An emergency fund is a bank account with money set aside to cover large, unexpected expenses, such as a major auto repair, or a financial crisis, such as job loss or large medical bills. Why do I need an emergency fund? The financial buffer an emergency fund provides can keepRead the Rest »

August 13, 2018

Despite receiving more than $80,000 in merit-based scholarships, Brianna Harrington still graduated from college in 2014 with $40,000 in student loan debt. Determined to eliminate her debt, the 27-year-old quality engineer from Atlanta created a strict budget, lived below her means, and paid it off in 26 months. She used the debt avalanche method, repayingRead the Rest »

August 6, 2018

What is a CD? A CD, or certificate of deposit, is a savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs also typically don’t have monthly fees. There isn’t much risk involved in opening one, as they are issued by banks and insured by theRead the Rest »

June 11, 2018

It’s a familiar — and frustrating — experience: Planning a trip and checking airfares every few days, waiting for the perfect price to appear. Finding the opportune moment to buy is no easy feat. Airline ticket costs fluctuate constantly. In fact, during the typical 11-month period a flight is listed, the price changes every four andRead the Rest »

May 30, 2018

First off, way to go. If you’re reading this, you’re taking a close look at your finances. But while thinking about your monthly financial picture is a great start, it isn’t enough to actually wrangle your expenses. The next move is tracking your spending on a regular basis so you can get an accurate picture ofRead the Rest »